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Wednesday, May 21, 2025
ProgramsEconomic & Community DevelopmentRLF

The Revolving Loan Fund is designed to support business activities when a full amount of needed credit is unavailable from a financial institution. Available in Brazos, Burleson, Grimes, Leon, Madison, and Robertson Counties.

Revolving Loan Fund

The Revolving Loan Fund is designed to support business activities when a full amount of needed credit is unavailable from a financial institution. An RLF loan can make up the difference in funds needed to start or improve your business. The program is available to 6 counties in the Brazos Valley Council of Governments including Brazos, Burleson, Grimes, Leon, Madison, and Robertson.

For more information on the RLF program, please call (979) 595-2801 ext. 2241


Types of Loans

  • Fixed Asset Loans
  • Machinery & Equipment Loans
  • Land, Building, & Equipment Improvement Loans
  • Working Capital Loans





Loan Terms

  • Up to 25 years on real estate loans.
  • Up to 10 years on machinery & equipment loans.
  • Up to 5 years on working capital loans.

Loan Guidelines

  • Create one job per $10,000 of RLF money loaned
  • Funding with satisfactory terms & conditions muust be unavailable from conventional lenders.
  • At least two-thirds of the project's loan must be from private lenders. Qualified for-profit business.
  • Project must be in an RLF-eligible county.

Interest Rates

  • Rates cannot go below 4% or above 14% per annum.



Loan Limits

  • Minimum $10,000.Maximum $150,000.
  • Minimum ratio is 2 private dollars to 1 RLF dollar.
  • Loans with private lender of 90% on buildings (10% equity)
  • Loans with private lender of 80% on equipment (20% equity).


Brazos Valley Council of Governments

       

 

The Brazos Valley Council of Governments (BVCOG) is an equal opportunity employer and service provider. We do not discriminate on the basis of race, color, national origin, religion, sex, age, disability, veteran status, or any other characteristic protected under federal, state, or local law.

BVCOG ensures that its programs, activities, and employment practices are free from discrimination, and reasonable accommodations are available upon request to individuals with disabilities. For more information or to request an accommodation or auxiliary aid or service, please contact us at Relay Texas: (800)735-2989(TTY) and 711(Voice).

Brazos Valley Council of Governments

Email: info@bvcog.org

Operator: (979) 595-2800

Direct Ext.: (979) 595-2801

Fax: (979) 595-2810

Physical Address: 3991 East 29th, Bryan, Texas 77802

Mailing Address: P.O. Drawer 4128, Bryan, Texas 77805-4128

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